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A disbursement is the rental income payment made to you for a specific period based on your fractional equity stake in a property. Shelta Asset collects rent from tenants, deducts a management fee, and distributes the remainder to all equity holders in proportion to their stake. This page explains every part of that process.

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What is a disbursement?

When a property you have equity in has an active tenancy, rent is collected from the tenant each period. That gross rent is not distributed in full — Shelta Asset deducts a management fee to cover property administration, tenant management, and maintenance coordination. The remaining amount, called the net rent, is then split among all equity holders according to each person’s percentage stake. Your resulting payment for that period is your disbursement.

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The management fee

Shelta Asset deducts 8.5% of the gross rent collected before distributing income to investors. 
Management fee = grossRent × 0.085
Net rent       = grossRent − managementFee
               = grossRent × 0.915
The management fee covers professional property management services including tenant sourcing, rent collection, and routine maintenance coordination. It is deducted before any distribution is made, so all projected ROI figures shown on the marketplace already reflect this deduction.

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How your share is calculated

Your disbursement for any period is calculated using the following formula: 
yourShare = netRent × (yourEquityValue / totalEquityValue)
Where:
  • netRent — gross rent minus the 8.5% management fee
  • yourEquityValue — the ₦ value of equity you own in the property
  • totalEquityValue — the full ₦ value of all equity in the property

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Example

Suppose a property has a total equity value of ₦80,000,000 and you own ₦10,000,000 of equity (a 12.5% stake). In a given quarter the tenant pays ₦2,400,000 in gross rent.
StepCalculationAmount
Gross rent—₦2,400,000
Management fee (8.5%)₦2,400,000 × 0.085₦204,000
Net rent₦2,400,000 − ₦204,000₦2,196,000
Your stake₦10,000,000 / ₦80,000,00012.5%
Your disbursement₦2,196,000 × 0.125₦274,500

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Payout schedules

You choose how often you receive your disbursements. Your schedule applies to all equity positions on your account. You can update it from your account settings at any time; changes take effect from the next distribution cycle.
Your share of net rent is calculated and paid every calendar month. Best suited if you rely on regular cash flow from your investments.
If you are investing for long-term wealth building rather than immediate income, an annual or bi-annual schedule reduces administrative overhead and makes it easier to reinvest larger lump sums.

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Disbursement statuses

Each disbursement record in your portfolio has one of two statuses.

Pending

The disbursement has been scheduled for your account but the funds have not yet been transferred. Pending disbursements are visible in your portfolio so you can track upcoming income.

Paid

The funds have been transferred to your account. The record shows the exact date and time of payment.

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Viewing your disbursement history

You can review every disbursement — past and pending — from two places on the platform.
1

Dashboard overview

The Next disbursement widget on your main dashboard shows the next pending payment amount and the period it covers.
2

Per-position detail page

Open any equity position from your portfolio and scroll to the Disbursement history section. This shows every disbursement for that specific property, including the gross rent collected, the management fee deducted, the net rent, and your individual distribution amount for each period.

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Frequently asked questions

If the property has no active tenancy for a given period, no rent is collected and no disbursement is made for that period. Vacant periods do not generate management fees either. Your equity position remains active and income resumes as soon as a new tenancy begins.
The only deduction made before distribution is the 8.5% management fee. No other platform charges are deducted from your rental income.
No. The lock period only restricts your ability to list your equity for sale on the secondary market. You continue to receive rental income disbursements throughout the lock period in the normal way.
The 5% sale fee applies only when you choose to list your equity for sale on the secondary market after the lock period ends. It is not related to disbursements and is not deducted from your rental income.
Yes. You can update your payout schedule at any time from your account settings. The change takes effect from the next disbursement cycle.